$249 and under

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Baguette Cut Gemstone and 0.10 CT. T.W. Diamond Ring in 14K Gold $335.00

Baguette Cut Gemstone and 0.10 CT. T.W. Diamond Ring in 14K Gold
current price $335.00
Options from $335.00 – $425.00

Baguette Cut Gemstone and 0.10 CT. T.W. Diamond Ring in 14K Gold

4.5 out of 5 stars
4.5 out of 5 Stars. 60 reviews
Shipping arrives in 3+ days

Emerald Cut Gemstone & 0.14 CT. T.W. Halo Diamond Ring in Sterling Silver $119.00

Emerald Cut Gemstone & 0.14 CT. T.W. Halo Diamond Ring in Sterling Silver
current price $119.00
Options from $119.00 – $129.00

Emerald Cut Gemstone & 0.14 CT. T.W. Halo Diamond Ring in Sterling Silver

4.5 out of 5 stars
4.5 out of 5 Stars. 23 reviews
Shipping arrives in 3+ days

Two-Tone Diamond Cut Hoop Earrings in 14K Gold $199.00

Two-Tone Diamond Cut Hoop Earrings in 14K Gold
current price $199.00

Two-Tone Diamond Cut Hoop Earrings in 14K Gold

5 out of 5 stars
5 out of 5 Stars. 7 reviews
Shipping arrives in 3+ days

Bold Sculpted Dome Ring $299.00

Bold Sculpted Dome Ring
current price $299.00
Options from $299.00 – $649.00

Bold Sculpted Dome Ring

3 out of 5 stars
3 out of 5 Stars. 4 reviews
Shipping arrives in 3+ days

Oval Cut Black & White Sapphire Halo Ring in Sterling Silver $69.00

Oval Cut Black & White Sapphire Halo Ring in Sterling Silver
current price $69.00

Oval Cut Black & White Sapphire Halo Ring in Sterling Silver

4.6 out of 5 stars
4.6 out of 5 Stars. 187 reviews
Shipping arrives in 3+ days

Emerald Cut Multi-Gemstone Semi-Eternity Ring in Sterling Silver $89.00

Emerald Cut Multi-Gemstone Semi-Eternity Ring in Sterling Silver
current price $89.00

Emerald Cut Multi-Gemstone Semi-Eternity Ring in Sterling Silver

4.3 out of 5 stars
4.3 out of 5 Stars. 170 reviews
Shipping arrives in 3+ days

Ball Stud Earring Set in 14K Gold $135.00

Ball Stud Earring Set in 14K Gold
current price $135.00

Ball Stud Earring Set in 14K Gold

4.1 out of 5 stars
4.1 out of 5 Stars. 243 reviews
Delivery as soon as 2 hours
Shipping arrives tomorrow
Pickup as soon as tomorrow

Marquise Cut Multi-Gemstone Flower Ring in Sterling Silver $69.00

Marquise Cut Multi-Gemstone Flower Ring in Sterling Silver
current price $69.00

Marquise Cut Multi-Gemstone Flower Ring in Sterling Silver

4.4 out of 5 stars
4.4 out of 5 Stars. 97 reviews
Shipping arrives in 3+ days

0.20 CT. T.W. Round Cut Single Row Diamond Mens Band in Tungsten & Stainless Steel $189.00

0.20 CT. T.W. Round Cut Single Row Diamond Mens Band in Tungsten & Stainless Steel
current price $189.00

0.20 CT. T.W. Round Cut Single Row Diamond Mens Band in Tungsten & Stainless Steel

4.5 out of 5 stars
4.5 out of 5 Stars. 33 reviews
Shipping arrives in 3+ days

0.20 CT. T.W. Round Cut Single Row Mens Diamond Band in Tungsten $175.00

0.20 CT. T.W. Round Cut Single Row Mens Diamond Band in Tungsten
current price $175.00

0.20 CT. T.W. Round Cut Single Row Mens Diamond Band in Tungsten

4.5 out of 5 stars
4.5 out of 5 Stars. 20 reviews
Shipping arrives in 3+ days

7-7.5MM Freshwater Pearl and Diamond Pendant and Earring Set $119.00

7-7.5MM Freshwater Pearl and Diamond Pendant and Earring Set
Pink, variant on 7-7.5MM Freshwater Pearl and Diamond Pendant and Earring Set
White, variant on 7-7.5MM Freshwater Pearl and Diamond Pendant and Earring Set
Black, variant on 7-7.5MM Freshwater Pearl and Diamond Pendant and Earring Set
current price $119.00

7-7.5MM Freshwater Pearl and Diamond Pendant and Earring Set

3.9 out of 5 stars
3.9 out of 5 Stars. 47 reviews
Shipping arrives in 3+ days

Emerald Cut Gemstone Ring in Sterling Silver $49.00

Emerald Cut Gemstone Ring in Sterling Silver
current price $49.00
Options from $49.00 – $69.00

Emerald Cut Gemstone Ring in Sterling Silver

4.6 out of 5 stars
4.6 out of 5 Stars. 263 reviews
Shipping arrives in 3+ days

Emerald Cut Lab Created Gemstone & 0.11 CT. T.W. Diamond Stud Earrings in Sterling Silver $109.00

Emerald Cut Lab Created Gemstone & 0.11 CT. T.W. Diamond Stud Earrings in Sterling Silver
current price $109.00

Emerald Cut Lab Created Gemstone & 0.11 CT. T.W. Diamond Stud Earrings in Sterling Silver

4.8 out of 5 stars
4.8 out of 5 Stars. 26 reviews
Shipping arrives in 3+ days

Freshwater Cultured AAA Pearl Stud Earrings with 14K Gold Post $97.00

Freshwater Cultured AAA Pearl Stud Earrings with 14K Gold Post
current price $97.00
Options from $97.00 – $167.00

Freshwater Cultured AAA Pearl Stud Earrings with 14K Gold Post

4.1 out of 5 stars
4.1 out of 5 Stars. 64 reviews
Shipping arrives in 3+ days

Diamond Cut and Polished Huggie Earrings in 14K Gold $269.00

Diamond Cut and Polished Huggie Earrings in 14K Gold
current price $269.00
Options from $269.00 – $319.00

Diamond Cut and Polished Huggie Earrings in 14K Gold

4.6 out of 5 stars
4.6 out of 5 Stars. 81 reviews
Delivery as soon as 2 hours
Shipping arrives tomorrow
Pickup as soon as tomorrow

Morganite Solitaire Stud Earrings in 14K Gold $209.00

Morganite Solitaire Stud Earrings in 14K Gold
current price $209.00

Morganite Solitaire Stud Earrings in 14K Gold

4.5 out of 5 stars
4.5 out of 5 Stars. 22 reviews
Shipping arrives in 3+ days

Round Cut Lab Created Tennis Necklace in Sterling Silver $235.00

Round Cut Lab Created Tennis Necklace in Sterling Silver
Lab Created Pink Sapphire, variant on Round Cut Lab Created Tennis Necklace in Sterling Silver
Lab Created Green, variant on Round Cut Lab Created Tennis Necklace in Sterling Silver
Blue Topaz, variant on Round Cut Lab Created Tennis Necklace in Sterling Silver
London Blue Topaz, variant on Round Cut Lab Created Tennis Necklace in Sterling Silver
current price $235.00

Round Cut Lab Created Tennis Necklace in Sterling Silver

4.1 out of 5 stars
4.1 out of 5 Stars. 22 reviews
Shipping arrives in 3+ days

0.12 CT. T.W. Round Cut Cross Diamond Stud Earrings in 14K Gold $229.00

0.12 CT. T.W. Round Cut Cross Diamond Stud Earrings in 14K Gold
current price $229.00

0.12 CT. T.W. Round Cut Cross Diamond Stud Earrings in 14K Gold

3.4 out of 5 stars
3.4 out of 5 Stars. 12 reviews
Shipping arrives in 3+ days

Freshwater Cultured Pearl Earrings with Diamond Accents in 14k Yellow Gold $295.00

Freshwater Cultured Pearl Earrings with Diamond Accents in 14k Yellow Gold
Yellow Gold, variant on Freshwater Cultured Pearl Earrings with Diamond Accents in 14k Yellow Gold
current price $295.00

Freshwater Cultured Pearl Earrings with Diamond Accents in 14k Yellow Gold

Shipping arrives in 3+ days

Cushion Cut Gemstone and 0.15 CT. T.W. Halo Diamond Stud Earrings in 14K Gold $319.00

Cushion Cut Gemstone and 0.15 CT. T.W. Halo Diamond Stud Earrings in 14K Gold
current price $319.00
Options from $319.00 – $429.00

Cushion Cut Gemstone and 0.15 CT. T.W. Halo Diamond Stud Earrings in 14K Gold

Shipping arrives in 3+ days

Round Cut Diamond Band in 14K Gold $249.00

Round Cut Diamond Band in 14K Gold
White Gold, variant on Round Cut Diamond Band in 14K Gold
Yellow Gold, variant on Round Cut Diamond Band in 14K Gold
current price $249.00
Options from $249.00 – $1,199.00

Round Cut Diamond Band in 14K Gold

4.7 out of 5 stars
4.7 out of 5 Stars. 19 reviews
Shipping arrives in 3+ days

Swarovski Square Cut Purple Crystal Stud Earrings $54.98

Swarovski Square Cut Purple Crystal Stud Earrings
current price $54.98

Swarovski Square Cut Purple Crystal Stud Earrings

5 out of 5 stars
5 out of 5 Stars. 1 reviews
Shipping arrives in 3+ days

0.20 CT. T.W. Round Cut Diamond Mens Band in Tungsten and Stainless Steel $189.00

0.20 CT. T.W. Round Cut Diamond Mens Band in Tungsten and Stainless Steel
current price $189.00

0.20 CT. T.W. Round Cut Diamond Mens Band in Tungsten and Stainless Steel

4.8 out of 5 stars
4.8 out of 5 Stars. 25 reviews
Shipping arrives in 3+ days

8mm Satin Finish Band in Tungsten $50.00

8mm Satin Finish Band in Tungsten
current price $50.00

8mm Satin Finish Band in Tungsten

4.8 out of 5 stars
4.8 out of 5 Stars. 27 reviews
Shipping arrives in 3+ days

8mm Black Textured Mens Band in Tungsten $71.00

8mm Black Textured Mens Band in Tungsten
current price $71.00

8mm Black Textured Mens Band in Tungsten

4.7 out of 5 stars
4.7 out of 5 Stars. 7 reviews
Shipping arrives in 3+ days

8mm Black Satin Finish Mens Band in Tungsten $42.00

8mm Black Satin Finish Mens Band in Tungsten
current price $42.00
Options from $42.00 – $57.00

8mm Black Satin Finish Mens Band in Tungsten

3.9 out of 5 stars
3.9 out of 5 Stars. 12 reviews
Shipping arrives in 3+ days

Amethyst and Tanzanite Cocktail Ring in Sterling Silver $99.00

Amethyst and Tanzanite Cocktail Ring in Sterling Silver
current price $99.00

Amethyst and Tanzanite Cocktail Ring in Sterling Silver

4.4 out of 5 stars
4.4 out of 5 Stars. 36 reviews
Shipping arrives in 3+ days

Italian Sterling Silver Herringbone Chain Necklace $52.00

Italian Sterling Silver Herringbone Chain Necklace
current price $52.00
Options from $52.00 – $125.00

Italian Sterling Silver Herringbone Chain Necklace

4.4 out of 5 stars
4.4 out of 5 Stars. 36 reviews
Shipping arrives in 3+ days

White Cultured Freshwater Pearl Strand Necklace with 14k Gold Clasp $99.00

White Cultured Freshwater Pearl Strand Necklace with 14k Gold Clasp
current price $99.00
Options from $99.00 – $375.00

White Cultured Freshwater Pearl Strand Necklace with 14k Gold Clasp

4.2 out of 5 stars
4.2 out of 5 Stars. 71 reviews
Shipping arrives in 3+ days

Initial Paperclip Chain Pendant Necklace in 14K Gold $225.00

Initial Paperclip Chain Pendant Necklace in 14K Gold
current price $225.00

Initial Paperclip Chain Pendant Necklace in 14K Gold

4.2 out of 5 stars
4.2 out of 5 Stars. 91 reviews
Shipping arrives in 3+ days

8-9MM Akoya Pearl 18" Swivel Pendant in 14K Gold $170.00

8-9MM Akoya Pearl 18" Swivel Pendant in 14K Gold
current price $170.00

8-9MM Akoya Pearl 18" Swivel Pendant in 14K Gold

4.2 out of 5 stars
4.2 out of 5 Stars. 37 reviews
Shipping arrives in 3+ days

Swarovski Pink Crystal Octagon Cut Millenia Tennis Bracelet $139.98

Swarovski Pink Crystal Octagon Cut Millenia Tennis Bracelet
current price $139.98

Swarovski Pink Crystal Octagon Cut Millenia Tennis Bracelet

Shipping arrives in 3+ days

.049 CT. T.W. Round Cut Diamond Linear Bar Stud Earrings in 14k Gold $319.00

.049 CT. T.W. Round Cut Diamond Linear Bar Stud Earrings in 14k Gold
Yellow, variant on .049 CT. T.W. Round Cut Diamond Linear Bar Stud Earrings in 14k Gold
Rose, variant on .049 CT. T.W. Round Cut Diamond Linear Bar Stud Earrings in 14k Gold
current price $319.00

.049 CT. T.W. Round Cut Diamond Linear Bar Stud Earrings in 14k Gold

4 out of 5 stars
4 out of 5 Stars. 34 reviews
Shipping arrives in 3+ days

White Round Freshwater Pearl Lever-Back Earring with 14K Gold $101.00

White Round Freshwater Pearl Lever-Back Earring with 14K Gold
current price $101.00
Options from $101.00 – $218.00

White Round Freshwater Pearl Lever-Back Earring with 14K Gold

4.2 out of 5 stars
4.2 out of 5 Stars. 41 reviews
Shipping arrives in 3+ days

Swarovski Octagon Cut Green Crystal Lucent Statement Hoop Earrings $159.00

Swarovski Octagon Cut Green Crystal Lucent Statement Hoop Earrings
current price $159.00

Swarovski Octagon Cut Green Crystal Lucent Statement Hoop Earrings

5 out of 5 stars
5 out of 5 Stars. 2 reviews
Shipping arrives in 3+ days

Swarovski Round Cut White Crystal Stilla Attract Hoop Earrings $54.98

Swarovski Round Cut White Crystal Stilla Attract Hoop Earrings
current price $54.98

Swarovski Round Cut White Crystal Stilla Attract Hoop Earrings

5 out of 5 stars
5 out of 5 Stars. 3 reviews
Shipping arrives in 3+ days

Diamond Multi Row Ring in Sterling Silver $169.00

Diamond Multi Row Ring in Sterling Silver
current price $169.00

Diamond Multi Row Ring in Sterling Silver

4.7 out of 5 stars
4.7 out of 5 Stars. 78 reviews
Shipping arrives in 3+ days

Tree of Life Dangle Earrings in 14K Gold $225.00 $225.00/fot

Tree of Life Dangle Earrings in 14K Gold
current price $225.00
$225.00/fot
Options from $225.00 – $245.00

Tree of Life Dangle Earrings in 14K Gold

4.5 out of 5 stars
4.5 out of 5 Stars. 55 reviews
Shipping arrives in 3+ days

Adjustable Popcorn Chain Necklace in 14K Gold, 1.1mm $429.00

Adjustable Popcorn Chain Necklace in 14K Gold, 1.1mm
White Gold, variant on Adjustable Popcorn Chain Necklace in 14K Gold, 1.1mm
Yellow Gold, variant on Adjustable Popcorn Chain Necklace in 14K Gold, 1.1mm
Rose Gold, variant on Adjustable Popcorn Chain Necklace in 14K Gold, 1.1mm
current price $429.00

Adjustable Popcorn Chain Necklace in 14K Gold, 1.1mm

4.6 out of 5 stars
4.6 out of 5 Stars. 151 reviews
Shipping arrives in 3+ days

Swarovski Round Cut White Crystal Stilla Stud Earrings $49.98

Swarovski Round Cut White Crystal Stilla Stud Earrings
current price $49.98

Swarovski Round Cut White Crystal Stilla Stud Earrings

5 out of 5 stars
5 out of 5 Stars. 1 reviews
Out of stock

Swarovski Pink Crystal Octagon Cut Millenia Tennis Necklace $189.98

Swarovski Pink Crystal Octagon Cut Millenia Tennis Necklace
current price $189.98

Swarovski Pink Crystal Octagon Cut Millenia Tennis Necklace

Out of stock

Frequently Asked Questions

Is sterling silver "real" jewelry?

Are the diamonds in this price range genuine?

Can I find 14K gold for under $250?

How do I care for silver jewelry to prevent tarnish?

What is a "diamond accent"?

About Jewelry under $250 - Shop Jewelry by Price

Premium Gifts Without the Premium Price

Whether looking for gifts for special moments or just want to add another fine jewelry piece to your collection, Sam’s Club’s Jewelry $249 and Under collection offers a plenty of choices for you to explore and buy. We believe that fine jewelry should be accessible, which is why our curated selection features genuine Diamond Accented Pieces and 14K Gold Staples all at budget-friendly price points. Whether it’s a birthday, graduation, or a "just because" surprise, you can give a gift that lasts a lifetime for less than $250.

Jewelry $249 and Under: Affordable Fine Jewelry & Holiday Gifts

Discover exquisite brilliance, genuine precious metals, and timeless style without exceeding your budget in the Jewelry $249 and Under collection at Sam’s Club. Featuring certified natural diamonds, genuine gemstones, 14K gold chains, freshwater pearls, and stylish fashion timepieces, this curated store delivers luxury craftsmanship at accessible wholesale prices. Whether you are shopping for holiday stocking stuffers, milestone birthdays, teacher appreciation presents, or treat-yourself style upgrades, our under-$249 collection offers high-value options across every category.

Featured Jewelry Under $249 Categories

Explore budget-friendly diamond studs, solid gold accents, precious gemstone pendants, and elegant watch designs:

Diamonds & Genuine Gemstones Under $249

Add genuine sparkle and rich color to your jewelry wardrobe with value-priced natural stones.

14K Gold, Sterling Silver & Freshwater Pearls

Invest in daily wearable style made from durable precious metals and lustrous cultured pearls.

Bracelets & Stocking Stuffers

Find practical luxury and festive gift options under $249 prepped for holiday giving.

Affordable Holiday Gifting Tiers Under $249

Find the perfect piece tailored to your holiday gifting budget:

  • Under $75 (Stocking Stuffers & Teacher Gifts): Cultured freshwater pearl stud earrings, sterling silver gemstone birthstone necklaces, and polished silver hoop earrings.
  • $75 – $150 (Everyday Gold & Fashion Accessories): 14K gold small polished hoop earrings, silver diamond-accented bolo bracelets, and women's crystal dress watches.
  • $150 – $249 (Showstopper Holiday Gifts): 1/4 to 1/3 ct. t.w. diamond stud earrings in 14K gold, 14K gold paperclip necklaces, and sapphire halo pendant sets.

Jewelry for All Occasions and All Interests

Our affordable gifting range covers everything from timeless classics to modern trends. Explore our specialized categories to find a gift they’ll cherish:

Affordable Sparkle:

Everyday 14K Gold:

  • Essential Earring & Chains: Shop our collection of 14K Gold Studs and lightweight chains, perfect for the minimalist who loves high-quality precious metals.

Birthstones & Gemstones:

  • Personalized Color: Add a personal touch with Gemstone Rings and Pendants. From deep blue sapphires to vibrant amethysts, these pieces make birthdays extra special.

Modern Style Trends:

Why Buy Jewelry Gifts from Sam’s Club?

  • Ethical Sourcing: All diamonds in our affordable jewelry collection are conflict-free, ensuring your gift represents both beauty and integrity.
  • Ready to Gift: Many of our jewelry pieces come in a premium presentation box, making your gifting experience seamless and impressive.
  • Instant Savings Value: During the holidays and special events, our $249 and under selection are often featured under Instant Savings, bringing high-end styles into an even lower price bracket.