They'll ask you all kinds of questions, than find the loophole to not cover it. Asked when did the problem begin, you say maybe a week ago, they say, sorry repairs only covered of reported within 48 hours. Scam.

They should not advertise this as a four year plan when they only cover 3 years. The first year is covered by the manufacturer warranty and then the next 3 years is covered by them. Sucks when my LG front loader washer decided to self destruct 6 months after the warranty expired! Dont waste your money on this or LG products. They are garbage!

DO NOT BUY THESE ALLSTATE plan. My fridge broke, and I have called 5 times and they say "their system is down and they cant help me". They refuse to fix it or pay. This is absolutely increditble that Sam's Club will work and sell with these scammers! I am taking this to Sam's management next!

Poor installation (by the Sam's installer) is not covered. Very few things are actually covered, and are you even going to remember how to call them when it breaks? Don't buy.