Sam’s Cash™ Now it rolls in monthly. Yep. The Sam’s Cash™ you earn automatically loads to your account way more often. See your account. Sam’s Cash™ Now it rolls in monthly. Yep. The Sam’s Cash™ you earn automatically loads to your account way more often. See your account.
What is Sam’s Cash™?

Sam’s Cash™* is a game changer for your rewards. Members used to have to track Plus Cash Rewards and Sam’s Club Mastercard® Cash Back Rewards separately.

Now, it’s all Sam’s Cash™. Everything is in one place, and it’s easier to earn, track and spend.

It’s easy to earn Sam’s Cash™.
As a Plus member.

Earn 2% Sam’s Cash™** on in-club purchases, including Curbside Pickup and Scan & Go™ checkout.

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With a Sam’s Club® Mastercard®.

Earn 5% back in Sam’s Cash™† on gas (first $6,000/year), 3% at Sam’s Club for Plus members, 3% on dining and 1% on other purchases.

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3 ways to use Sam’s Cash™.

Your available Sam’s Cash™ is automatically added to your account.

Spend it in club and online.
Pay your membership fees.
Cash it out in club.
More ways to earn,
coming soon!

Inside and outside the club.

Frequently Asked Questions
What is Sam’s Cash™?

Sam’s Cash™ is all of your earnings and rewards now in one easy way to pay. Existing Plus membership Cash Rewards and Sam’s Club Mastercard® Cash Back Rewards are Sam’s Cash™ now. And soon there will be even more ways for all members to earn Sam’s Cash™ inside and outside the club.

Do I need to opt-in or opt-out for Sam’s Cash™?

Sam’s Cash™ is available to all Sam’s Club members. There’s no need to opt in. You can’t opt out of earning Sam’s Cash™, but you can choose not to use it.

How can I earn Sam’s Cash™?

You can currently earn Sam’s Cash™ with Plus membership and a Sam’s Club Mastercard, and new ways of earning rewards will be added soon.

How much available Sam’s Cash™ do I need before I can spend it?

You can use any amount of Sam’s Cash™ once it’s available in your account. There’s no minimum.

Can I use Sam’s Cash™ on SamsClub.com?

Yes! Sam’s Cash™ can be used for most direct purchases from Sam’s Club online, in club or in the Sam’s Club app, including Curbside Pickup and Scan & Go™ checkout.

Can I use Sam’s Cash™ outside of Sam’s Club?

No. It can only be used for purchases in club, online or in the app and for Sam’s Club membership renewal fees. You can also cash out your Sam’s Cash™ in club at Member Services.

How can I see my Sam’s Cash™ balance?

Your available Sam’s Cash™ is displayed a number of places on SamsClub.com and in the mobile app, including on the main home page, in “Your account” and as a payment method during checkout.

Does Sam’s Cash™ expire?

No, your Sam’s Cash™ never expires.

Does my membership need to be active to earn and spend Sam’s Cash™?

Yes, only active members can spend Sam’s Cash™. You can still earn Sam’s Cash™ with the Sam’s Club Mastercard, even if your membership is not active.

I made a return. What happens to the Sam’s Cash™ I earned?

When purchases are returned for refund, the earned Sam’s Cash™ is deducted from your total Sam’s Cash™ balance. This can result in a negative balance from time to time. Your balance will be positive again when you earn enough to clear the negative balance.

I lost my card. Did I lose my Sam’s Cash™?

Not at all! Your Sam’s Cash™ stays in your online account, even if you don’t have your card. Just come to Member Services so we can replace your physical card. You also have a digital membership card in the Sam’s Club app that you can use any time, and you’ll see available Sam’s Cash™ as a payment option during online and in-app checkout.

How do I earn Sam’s Cash™ with my Plus membership?
  • You earn 2% in Sam’s Cash™ on qualifying pre-tax purchases directly from Sam’s Club made in clubs (including Scan & Go™ checkout) and through Curbside Pickup. Sam’s Club Plus members do not earn 2% in Sam’s Cash™ from third parties, nor for online purchases (i.e., direct ship to home or elsewhere, ship from club, delivered to home or elsewhere, etc.).
  • You may earn up to $500 annually in Sam’s Cash™ based on Sam’s Club qualifying purchases per membership year.
  • When qualified purchases are returned for a refund, the earned value of Sam’s Cash™ is deducted from the accrual of Sam’s Cash™.
  • Only qualifying purchases made by the primary member or complimentary household cardholder in a Sam’s Club location in the United States earn Sam’s Cash™. Sam’s Club add-on members do not qualify to earn 2% Sam’s Cash™ for themselves or for their primary member.
  • Sam’s Club reserves the right to modify qualifying purchases as determined at Sam’s Club discretion.

Sam’s Club Plus members do not earn Sam’s Cash™ for purchases of the following:

  • Alcoholic beverages
  • Tobacco
  • Fuel
  • Milk and certain dairy products
  • Merchandise or services sold or provided on SamsClub.com, including those websites not hosted by Sam’s Club, even if accessed through SamsClub.com.
  • Auctions
  • Gift cards, including third party gift cards and eGift Cards
  • Inventory, sales or services belonging to or offered by third parties (including, but not limited to, mobile phone contracts, extended warranty programs, travel, identity protection services, subscriptions, auto buying program, insurance, merchant credit card payment processing services, business payment solutions, service plans, delivery, etc.)
  • Membership fees
  • Prescription-related products, including, but not limited to:
    • Prescription products such as prescription pet medications, prescription drugs and prescription medical supplies
    • Prescription co-pays or deductibles
    • Pharmacy purchases submitted to any health benefit program, pharmacy benefit program, insurer or state/federal government health care program
  • Postage stamps
  • Services and labor offered by Sam’s Club (examples: delivery fees, tire installation, Curbside Pickup fees, etc.)
  • Taxes and fees (including sales tax, deposits, miscellaneous fees, etc.)

Sam’s Club reserves the right to add, modify or delete qualifying restrictions on product categories or products from the above list without notice.

* The Sam’s Cash™ Loyalty Rewards Program (the “Sam’s Cash™ Program”) is a rewards currency program that allows U.S. and Puerto Rico Sam’s Club members to earn and redeem Sam’s Cash™ rewards on qualifying purchases (exclusions and restrictions apply) made in the U.S. and in Puerto Rico as set forth in the Sam’s Cash™ Program Terms and Conditions. Participation in the Sam’s Cash™ Program is automatic and subject to the Sam’s Cash™ Terms and Conditions, the Sam’s Club Membership Terms and Conditions, the Sam’s Cash™ Bonus Offer Program terms, the Sam’s Club® Mastercard program terms, and other Sam’s Club rules and policies that may be applicable, all of which are subject to change and may be revised without notice. Sam’s Cash™ has no cash value until such time as the rewards are redeemed at a Sam’s Club. Sam’s Cash™ can only be redeemed by active Sam’s Club members. Sam’s Cash™ cannot be earned where application of the Sam’s Cash™ Program would be prohibited by law or regulation. Restrictions apply to earning and redeeming Sam’s Cash™. See Sam’s Cash™ Program Terms and Conditions for details.

** Sam’s Cash™ for Plus members only: Get 2% back on qualifying pre-tax in-club purchases. Maximum $500 Sam’s Cash™ per 12-month membership. Sam’s Cash™ awarded monthly and loaded onto the membership card for use in club, at SamsClub.com or redeemable for cash. Restrictions apply. See SamsClub.com/Plus or Club Associate for details.

† Subject to credit approval. See your “How to Earn Sam's Cash with your Sam's Club Mastercard” rewards program terms for details or visit SamsClub.com/Credit.