*Offer subject to credit approval. To qualify, you must (i) apply and be approved for a Sam's Club® Consumer credit card account and (ii) use your new account to make Sam’s Club purchases totaling $45 or more (excluding cash advances, gift card sales, alcohol, tobacco and pharmacy purchases) within 30 days of date of account opening. Your physical card should arrive in 7-10 business days from date of account opening. A $45 credit to the account will appear within 90 days after the qualifying purchases are made. Offer is valid for newly opened accounts only and each account is eligible for only one $45 offer. We reserve the right to discontinue or alter the terms of this offer any time.

** Sam's Club® Mastercard® cardholders are eligible to earn cash back rewards on purchases made with their Sam's Club® Mastercard® account. Rewards apply to net card purchases (minus returns). Rewards percentages depend on the type of purchase made (5% for gas purchases at Gas Stations for up to the first $6,000 in gas purchases each year and 1% thereafter; 3% for dining purchases and travel purchases (excluding purchases at Sam’s Club Travel and other wholesale clubs) and 1% for all other Eligible Purchases). Maximum of $5,000 in Cash Back rewards can be earned in a calendar year. Cash back rewards are issued starting each February for the Cash Back earned during the previous calendar year. Cash back rewards are forfeited if the Sam's Club® Mastercard® account is not in good standing, is more than two months delinquent on the minimum payment, if the Sam's Club Membership terminates or lapses, or if the Cash Back earned in a calendar year is less than $5.00. Cash back rewards will be automatically loaded onto your Sam's Club membership and may be redeemed only at a Sam's Club location or at SamsClub.com. See the "How to Earn Cash Back with your Sam's Club® Mastercard®" rewards program for details. The Sam's Club Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

† For new accounts: Variable Purchase APR is 14.90% or 22.90% Minimum interest charge is $2.00 for both cards. All APRs are accurate as of April 1, 2020 and will vary with the market based on the Prime Rate (as defined in your credit agreement)