¹Offer subject to credit approval. To qualify, you must (i) apply and be approved for a Sam’s Club® credit card account and (ii) use your new account to make Sam’s Club purchases totaling $30 or more (excluding cash advances, gift card sales, alcohol, tobacco and pharmacy purchases) within 30 days of date of account opening. When you open an account online or with your mobile device, purchases cannot be made at in-club registers until the physical card is received. Your physical card should arrive in 7-10 business days from date of account opening. A $30 credit will post to the account within 90 days after the qualifying purchases are made. Offer is valid for newly opened accounts only and each account is eligible for only one $30 offer. We reserve the right to discontinue or alter the terms of this offer any time.

*The 2% Sam’s Cash is only available for Sam’s Club Plus Members for qualifying pre-tax purchases directly from Sam’s Club, and not from third parties, made in clubs and through Curbside Pickup with any form of payment. Sam’s Club Plus Members earn 2% in Sam’s Cash on qualifying pre-tax purchases with a maximum reward of $500 per 12-month membership period. The 2% Sam’s Cash is awarded monthly and loaded onto the membership card for use in club, in our mobile app, on most direct purchases from Sam’s Club online, applied to Sam’s Club membership renewal fees or redeemable for cash. Restrictions apply. Visit SamsClub.com/SamsCash for exclusions, program details and terms and conditions.

**Sam’s Club® Mastercard® cardholders earn Sam’s Cash on eligible net purchases (less credits, returns, taxes and adjustments) made with their Sam’s Club® Mastercard® account. Rewards percentages depend on the type of purchase made. Sam’s Cash is not earned on the following purchases or transactions at Sam’s Club or SamsClub.com: cash advances, tobacco and smoking related products (including electronic cigarettes), prescription purchases, reloading or purchases of prepaid cards, gift cards (including third party gift cards), traveler’s checks or any cash equivalents. Maximum of $5,000 in Sam’s Cash can be earned in a calendar year. Eligible purchases on multiple Card Accounts for the same Sam’s Club member, including business and personal accounts, will be aggregated in determining the $5,000 maximum Sam’s Cash per year. Sam’s Cash earned under the Sam’s Club Mastercard Rewards Program will be issued and combined with all other Sam’s Cash earned under the Sam’s Cash Loyalty Rewards Program, within 1-2 billing cycles after being earned. Sam’s Cash is forfeited if the Sam’s Club® Mastercard® account is not in good standing (i.e., is delinquent) or if the Sam’s Club Membership terminates or lapses. Sam’s Cash earned will be automatically loaded onto your Sam’s Club membership and may be redeemed only at a Sam’s Club location or at SamsClub.com. See the "How to Earn Sam’s Cash with your Sam’s Club® Mastercard®" rewards program terms for details. Subject to credit approval. The Sam’s Club Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

^†New Accounts as of 3/31/25: Min Interest Charge $2. Sam’s Club Credit Card: Variable Purchase APR 28.90%. Sam’s Club Mastercard: Variable Purchase APR 20.90% or 28.90%. Variable Cash APR 25.90% or 31.90% and 3% Fee ($5 min).