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A personal credit account for
all your Sam's Club purchases:
• No Annual Fee
• Zero fraud liability - protected with your photo
• In-Club cash access up to $60
• Special financing promotions
• One-card Convenience - your Membership card is your credit card
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A personal credit account that
rewards you with cash back:
• All the Benefits of Advantage Credit plus...
• Earn up to 2% cash back*
• Use everywhere Discover is accepted 
• In-Club cash access up to $100
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How To Earn Cash Back* (PDF 1kb)
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