Sam's Club Credit


Sam's Club Credit

Apply online and shop right away
Apply online today and immediately use your approved Personal credit
account for any purchase on or at your local Sam's Club.
For convenient use, your membership card doubles as your credit card.
Sam's Club® MasterCard®
Sam's Club® Advantage Member Credit. Apply Now.
Earn cash back on gas, dining, travel and all purchases everywhere MasterCard® is accepted.*
Sam's Club Credit Card
Sam's Club<sup>®</sup> MasterCard<sup>®</sup> Earn Cash Back. Apply Now.
A personal credit account for
all your Sam's Club purchases
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Cards Benefits
5% cash back on gas* at U.S. and Puerto Rico gas stations and on gas at Sam's Club (on first $6,000 per year in purchases, then 1% on purchases after)
3% cash back on dining and travel*
1% cash back on other purchases*
Use wherever MasterCard is accepted
Price protection up to 60 days**
Identity theft resolution services**
Acceptance at all Sam's Club and Walmart® locations nationwide 
Exclusive to members 
No Annual Fee(Sam's Club membership required) 
Doubles as your membership card 
Member photo on card protects you from fraudulent use 
Online account access at 

*Sam's Club® MasterCard® cardholders are eligible to earn cash back rewards on purchases made with their Sam's Club® MasterCard® account. Rewards apply to net card purchases (minus returns). Rewards percentages depend on the type of purchase made (5% for gas purchases at U.S. and Puerto Rico Sam's Club and Walmart fuel stations, and at Gas Stations located in the U.S. and Puerto Rico (but excluding purchases at fuel stations at wholesale clubs (other than Sam's Club), certain supercenters, and supermarkets) for up to the first $6,000 in gas purchases each year and 1% thereafter; 3% for dining and travel purchases (excluding purchases at wholesale clubs other than Sam's Club) and 1% for all other Eligible Purchases). Maximum of $5,000 in cash back rewards can be earned in a calendar year. Cash back checks are issued each February for the cash back earned during the previous calendar year. Cash back rewards are forfeited if the Sam's Club® MasterCard® account is not in good standing, if the Sam's Club Membership terminates or lapses, or if the cash back earned in a calendar year is less than $5.00. Cash back checks will be made payable to Sam's Club and may be cashed only at a Sam's Club location. See the "How to Earn Cash Back with your Sam's Club® MasterCard® "rewards program for details.

**Provided by MasterCard® International Incorporated. See the MasterCard guide to benefits included with your new card package for details.

For new accounts: Variable purchase APR is 14.90% or 22.90% for a Sam's Club® MasterCard® and 22.90% for Sam's Club Consumer Credit card accounts. The minimum interest charge is $2.00 for both types of cards.

The Sam's Club® MasterCard® is issued by Synchrony Bank pursuant to a license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.